A Simple 4 Step Process

How It Works

Ibbie Step One

Step One

Lender Sends the Applicant a Link

The loan applicant is sent an Ibbie link by SMS message

Ibbie Step Two

Step Two

Applicant Provides Bank Account Information

The applicant gives consent to the transaction, connects to their bank using their credentials, and selects which accounts to include in the bank account snapshot

Ibbie Step Three

Step Three

Process Is Complete

The applicant receives a notification saying their bank statements have been sent to their lender

Ibbie Step Four

Step Four

Lender May View Bank Statements

The lender receives a read-only version of the applicant’s bank statements